Retirement Planning

52% of pre-retirees say that their greatest fear in retirement is outliving their savings. That’s more than half of all retirees! Another 68% of workers admit they don’t know as much as they should about retirement investing. After working so hard for so long, you shouldn’t have to worry about where your income is coming from in retirement.

We believe that every retiree needs a plan for creating and sustaining income throughout retirement. Retirement income plans aren’t just for the wealthy.

We can help you design a retirement income strategy that incorporates insurance vehicles, dividends, and fixed-income investments to create opportunities for long-term growth potential as well as the option for lifetime income throughout your retirement.

When you come into the office, we’ll assess your current income and future income to build the budget that best suits you and your family. Once we have a better understanding of your monthly and annual income needs, we will design a custom plan that meets your risk guidelines and investment objectives.

The plan covers hypothetical scenarios of what to expect from now until your retirement date, and then year by year until age 100. This gives our clients added peace of mind to know what the plan is and how to stay on track. Once the plan is in place, we will meet quarterly to review and make changes if necessary.

Annuity Stress Test

Annuities play a part in retirement income planning; however, many retirees make the mistake of buying an annuity without stress-testing it. This can lead to purchasing an annuity that isn’t best suited to your individual needs. An annuity stress test can help you understand what you’re paying in fees, if you’re getting good value, the type of growth you need, and your potential future growth. With so many different options and opinions, an annuity stress test can help put in simple terms what, at face value, seems very complicated.

When you visit our office, we have a tool that breaks down all of the complex details of your current policy, and we can walk you through the pros and cons to help you better understand things like mortality and expense fees and riders. Once the stress test is completed, one of our advisors will work with you to understand your options.

Retirement Income & Financial Planning

In Atlanta

To talk more with our team about income in retirement and to download your copy of our Milestones to Retirement handout, fill out the form below.

Investment advisory services offered through Retirement Wealth Advisors, Inc. (RWA), a Registered Investment Advisor. Hoffman Financial Group and RWA are not affiliated. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

This information is designed to provide general information on the subjects covered. It is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or promote, market, or recommend any tax plan or arrangement. Please note that Hoffman Financial Group and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.

Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors Inc.

Ethics.net is owned by the National Ethics Association (NEA). NEA is a membership organization. Qualifying criteria for membership includes passing a background check. NEA membership requirements include the payment of annual dues, compliance with ethical standards, and passing yearly background checks. The NEA and Ethics.net logo and/or trademarks are property of their respective owners, and no endorsement of Chris Hoffman or Hoffman Financial Group is stated or implied. NEA and Ethics.net are not affiliated with Retirement Wealth Advisors, Inc. (RWA).

For the detailed requirements of NEA and Ethics.net, please visit: https://www.ethics.net/faq.

The Better Business Bureau (BBB) is a membership organization governed by The Council of BBBs, Inc. Businesses in the U.S. and Canada may apply for accreditation with their local BBB and are evaluated on eight BBB Standards of Trust, which are defined as a comprehensive set of best practices for how businesses should treat the public in a fair and honest manner. Businesses must pay a fee for accreditation review and monitoring for continued compliance to BBB standards when applying for accreditation. BBB assigns ratings to accredited businesses, which range from A+ (highest) to F (lowest) and are based on a defined set of rating elements. BBB logos and/or trademarks are property of their respective owners and no endorsement of Chris Hoffman or Hoffman Financial Group is stated or implied. BBB and Retirement Wealth Advisors, Inc. (RWA) are not affiliated.

For the detailed requirements of the Better Business Bureau, please visit: https://www.bbb.org/

Logos and trademarks used are the property of their respective owners and no endorsement by the owners of the producer is stated or implied.

Thank you for visiting Hoffman Financial Group’s social media pages. We are part of a highly regulated industry and therefore have some strict rules on replying to comments. If you do not hear from us, or we remove posts because they do not fall within specific guidelines, please do not take it personally. Hoffman Financial Group reserves the right to remove any comments on the page that are exaggerated, misleading, or fraudulent.

No Testimonials – Industry regulations prevent us from posting comments about how well or how poorly anyone feels about working with Hoffman Financial Group.

Hoffman Financial Group’s use of the "like" button is not an endorsement of the organization or individual who posted the content. All content, "likes", and followers of this page should not be considered as testimonials or advertisements.

Thank you for visiting Hoffman Financial Group’s social media pages. We are part of a highly regulated industry and therefore have some strict rules on replying to comments. If you do not hear from us, or we remove posts because they do not fall within specific guidelines, please do not take it personally. Hoffman Financial Group reserves the right to remove any comments on the page that are exaggerated, misleading, or fraudulent.

No Testimonials – Industry regulations prevent us from posting comments about how well or how poorly anyone feels about working with Hoffman Financial Group.

Hoffman Financial Group’s use of the "like" button is not an endorsement of the organization or individual who posted the content. All content, "likes", and followers of this page should not be considered as testimonials or advertisements.