Hoffman Financial Group is an Atlanta-based financial advisory firm with multiple office locations across Georgia, specializing in retirement planning, investment management, wealth preservation, and tax strategies. As the official partner of the Georgia Bulldogs and a featured voice on local radio and television programs, we bring decades of combined experience and a deep understanding of Georgia’s tax environment, real estate market, and economic conditions to every client relationship.
Our team works with individuals, families, and high-net-worth clients across Atlanta’s diverse communities, from Buckhead professionals to growing families in suburban areas. We deliver personalized strategies tailored to your specific goals, risk tolerance, and timeline, with the convenience of face-to-face meetings and 24/7 secure account access.
Our Comprehensive Retirement & Wealth Management Services
Retirement Financial Services
Retirement Planning
We help clients address three core retirement challenges: generating reliable income, protecting principal from market volatility, and making assets last throughout retirement. Our process begins with understanding your retirement timeline, expected expenses, and desired lifestyle. We then build strategies that may include annuities for guaranteed income, diversified investment portfolios for growth, and systematic withdrawal plans designed to preserve capital.
Long-Term Care
Long-term care costs can deplete retirement savings rapidly. We help clients evaluate insurance options, self-funding strategies, and hybrid approaches that balance cost with coverage needs. Our goal is to protect your assets while providing quality care options.
Life Insurance
For pre-retirees, life insurance protects your family’s financial future. For retirees, it serves as a wealth preservation and legacy tool. We analyze your existing coverage, identify gaps, and recommend policies that align with your estate planning objectives.
Estate & Legacy Planning
Our estate planning process focuses on minimizing tax burdens, simplifying asset transfer, and protecting your legacy. We coordinate with estate attorneys when needed to implement strategies, including trusts, beneficiary designations, and charitable giving plans tailored to Georgia residents.
Wealth Services
Investment Management for Every Stage of Life
Our investment management approach adapts to your life stage. During accumulation years, we focus on growth and tax efficiency. As retirement approaches, we gradually shift toward income generation and principal protection. We rebalance portfolios regularly and adjust strategies as your circumstances change.
401(k) & IRA Rollovers
When leaving an employer, your 401(k) options include leaving it in place, rolling it to an IRA, or moving to a new employer’s plan. We evaluate the tax implications, investment choices, and fee structures of each option to determine the best path. Rolling to an IRA often provides greater investment flexibility and consolidation benefits.
Tax-Efficient Strategies for Atlanta Professionals
We structure portfolios to minimize taxable distributions, coordinate Roth conversions during low-income years, and strategically time capital gains. When appropriate, we work with your CPA to align investment decisions with your overall tax situation.
How Hoffman Financial Personalizes Financial Strategies for You
We begin every client relationship with an in-depth consultation to understand your goals, concerns, and current financial situation. This discovery process informs a customized strategy tailored to your specific needs. We review plans regularly, adjusting them as life changes occur, whether that’s a career transition, an inheritance, a health concern, or a shift in the market.
Why Hoffman Financial Services
As a fiduciary, we are legally and ethically bound to act in your best interest. Our fee structure is transparent, and we explain all costs upfront. Our partnership with the University of Georgia Bulldogs and our presence on local media platforms reflect our commitment to financial education and community involvement. We measure success by your financial confidence and peace of mind.